Privacy Policy

LAST UPDATED: 8/2024

DialCare, LLC and its affiliates (including Careington International Corporation; Core V Solutions, Inc. d/b/a Careington Benefit Solutions; and Core V Solutions, Inc. d/b/a Quote Savant) (collectively "DialCare," "we," "us," "our") work hard to build and maintain a relationship of trust with you. This Privacy Policy (the "Privacy Policy") governs our collection, use, and disclosure of your Personal Information (as defined below) in connection with your use of our website(s), microsite(s), mobile website(s), and mobile applications (collectively, "Sites"), and information we collect from you or third parties through any other means to provide our services or perform other business activities (collectively, "Services").

This Privacy Policy explains what information we collect about you, how we use or disclose that information, how to exercise any rights you may have with respect to your Personal Information (defined below), and the safeguards we have in place to reduce the risk of unauthorized access and use.

Please carefully read this Privacy Policy before using our Sites and/or Services. By Accessing or using our Sites and/or Services you agree to our use of your information consistent with this Privacy Policy, subject to your rights described below.

TABLE OF CONTENTS

About this Privacy Policy
Information We Collect
How We Collect Information
How We Use and Disclose Information
Security
Compliance with Laws and Law Enforcement
Links
Other Transfers
Children's Privacy
Family Educational Records and Privacy Act
Additional Consumer Privacy Rights
Additional Nevada Consumer Rights
Contact Us

ABOUT THIS PRIVACY POLICY

Privacy Policy Changes

This Privacy Policy is subject to change. We encourage you to review this Privacy Policy frequently for any revisions or amendments.

Unless otherwise stated, changes will be effective immediately upon posting. You will be deemed to have been made aware of and have accepted the changes by your continued use of our Sites or Services. If we determine that a change to this Privacy Policy will result in using your Personal Information acquired before the change in a materially new way, we will provide you notice before using your Personal Information in the new way.

Conflict Between This Policy and Local Laws and Regulations

When federal, state, and local laws and regulations require a higher level of protection for your Personal Information, they take precedence over this Privacy Policy. In addition, the specific requirements of this Privacy Policy will apply unless disallowed by local laws and regulations.

INFORMATION WE COLLECT

Personal Information

We may collect information that personally identifies, relates to, describes, or is capable of being associated with you ("Personal Information"), including:

  • Identifiers such as name, social security number, driver's license number, mailing address, service address, email addresses, phone numbers, fax numbers, account password, signatures, IP address;
  • Characteristics of protected classification under California or federal law such as gender, age, ethnicity, country of origin, religion, marital status;
  • Commercial information such as your account information and status, member benefits, purchase history, health insurance information, credit/debit card numbers and expiration date, checking account and routing numbers, check or credit/debit card images, and various demographic information such as the number and ages of children in your household, what language(s) you speak, membership in union;
  • Internet or other electronic network information such as browsing/search history, data collected by cookies and similar technologies;
  • Geolocation data such as approximate geographic location indicators from websites or mobile devices;
  • Audio, electronic, visual, thermal, olfactory, or similar information such as call recordings, chat transcripts;
  • Professional or employment-related information such as employer, job title;
  • Health information such as medical conditions, diagnoses and treatments, information that could identify your attempt to seek health care services (including geolocation data), and inferences of health data that we may infer or derive from non-health related information;
  • Inferences drawn from other Personal Information or data that relate to your preferences, interests, characteristics, etc.; and
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

The types of Personal Information we collect about you may vary based on how you use our Sites and/or Services, and your relationship with us.

Some of the Personal Information we collect may be considered "Sensitive Personal Information" under applicable law. Depending on the Services you receive, we may collect the following types of Sensitive Personal Information:

  • Social Security Number
  • Account log-in information
  • Racial or ethnic origin
  • Religious or philosophical beliefs
  • Union membership
  • Health information

Business Information

We also collect information about businesses that engage with us such as EIN, TIN, address, phone number, email address, bank account information (collectively, "Business Information"). This information is generally not considered Personal Information because it relates to a business. If Business Information relates specifically to a business representative, it will be considered Personal Information as described above.

Usage Data and Sites Activity

We automatically collect information in connection with the actions you take on our Sites or when using our Services ("Usage Data"). For example, each time you use our Sites, we automatically collect the type of web browser you use, the type of device you use, your operating system, your Internet Service Provider, the pages you view, referring and exit pages, the date and time of your visit, and the number of clicks to, from, and within our Sites, and the duration of your visits to our Sites. If this information is capable of being associated with you, directly or indirectly, we treat it as Personal Information under the category Internet or other electronic network information. If this information is not capable of being individually associated with you, we treat it as anonymous Usage Data. We may collect, use, and disclose Usage Data for any purpose without restriction.

Communication Recordings

We may record calls and retain the content of text messages or other written/electronic communications between you and us. By communicating with us, you consent to our recording and retention of communications.

Deidentified Information

We may anonymize or aggregate Personal Information so that it is no longer capable of being associated with you in which case it will be considered "Deidentified Information". We will not attempt to reidentify you or any other person from Deidentified Information. We may use and disclose Deidentified Information for any purpose without restriction.

HOW WE COLLECT INFORMATION

Voluntary Disclosure

We may ask you to provide us with Personal Information when you communicate with us online or offline, including events, surveys, and marketing or promotional programs. You are not required to provide us your Personal Information; however, if you choose not to provide the requested information, you may not be able to use some or all of the features of the Site or Services or we may not be able to fulfill your requested interaction.

Third-Party Data Sources

We may collect Personal Information from third-party data sources such as data brokers, consumer reporting agencies, marketing partners, analytics firms, dental plans, discount plans, dental or healthcare providers, insurers, and government agencies.

Cookies and Other Automated Tools

We use cookies (a small text file placed on your computer to identify your computer and browser) and other automated tools such as tracking pixels (referred to collectively herein as "cookies") to improve the experience of the Sites and Services, such as saving your preferences from visit to visit to present you with customized versions of the Sites. Many web browsers are initially set up to accept cookies. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. Please see your browser's documentation for instructions for how to manage cookies. However, certain features of our Sites or Services may not work if you delete or disable cookies.

We use the following types of cookies:

  • Marketing Cookies: Marketing cookies are used to learn more about you and advertise products/services that might interest you.
  • Analytics Cookies: Analytics cookies help us understand how our Sites are working and who is visiting our Sites. Google Analytics is one tool we use, and you can learn more by reviewing Google's Privacy Policy.
  • Essential Cookies: Functional cookies allow our Sites to work as designed, such as by ensuring video and other content appears as intended.
  • Personalization Cookies: Personalization cookies allow us to remember choices you make when using the Sites (like your username or language preference) and provide personalized features.

We employ software technology that enables us to track certain aspects of a user's visit to our Sites. This technology helps us better manage content on our Sites by informing us what content is effective, how consumers engage with our Sites, and how consumers arrive at and/or depart from our Sites. The software typically uses two methods to track user activity: (1) "tracking pixels" and (2) "clear gifs." Tracking pixels are pieces of executable code that are embedded in a web page that track usage activity including which pages are viewed, when they are viewed, and how long the pages are viewed. Clear gifs are tiny graphics with unique identifiers which are embedded in web pages and email messages that track whether a user views a web page or email message. User activity information may be associated with additional information about a user's session and Personal Information, if provided by the user.

If you arrive at our Sites by "clicking through" from another website, then certain information about you that you provided to that other website, such as the terms you searched that led you to our Sites, may be transmitted to us and we may use it. You should review the Privacy Policy of any website from which you reached our Sites to determine what information the operator collects and how it uses such information. We may retain information about you provided to us by other websites and will use it in accordance with this Privacy Policy. Such information may be associated with other Usage Data or Personal Information.

Cross-Context Behavioral and Targeted Advertising

We may work with third-party advertisers, search providers, and ad networks ("Advertisers") to learn more about you and show you ads or other content that we believe would be relevant to you. Advertisers may collect and use information about your use of our Sites or Services as well as other websites and services. These companies may use cookies and other online tracking technologies to collect and use your information. We and/or Advertisers may also append other data to the data collected by Advertisers to create an interest profile of individual users. Our Privacy Policy does not cover any use of information that an Advertiser may collect from you. Advertisements may be shown via our Sites or on third-party websites. If you do not want to receive certain cross-context behavioral and targeted advertising, please visit the Digital Advertising Alliance (DAA) Consumer Choice Page. The DAA website allows you to opt-out of one or more cross-context behavioral and targeted advertising networks. Opt-outs are device and browser specific; therefore, you will need to set your opt-out preferences for each device and browser. Deleting browser cookies can remove your opt-out preferences; however, the DAA offers browser extensions that help preserve the opt-out preferences you set on the DAA's Consumer Choice Page. Please note that opt-outs only apply to participating advertising networks. You may still receive other types of online advertising.

Information from Advertisements

If you arrive at our Sites via an advertisement (e.g., banner ad), we may collect information regarding the advertisement with which you interacted and your interactions (e.g., item clicked, date and time).

Social Media Widgets

The Sites may include social media features, such as the Facebook, YouTube, Pinterest, LinkedIn, Instagram, and Twitter widgets. These features may collect information about your IP address and the pages you visit on our site as well as other Personal Information. A cookie may be set to ensure that a feature properly functions. Your interactions with features are governed by the privacy policies of the companies that provide them.

Mobile App

When you use our Mobile App, we may collect your geolocation data to the zip code level and other information. This is so that we can provide you with a list of participating providers nearest to you.

HOW WE USE AND DISCLOSE INFORMATION

Generally

We may use Personal Information for the following business purposes:

Processing Purpose Personal Information That May Be Used

Account creation, fulfillment, servicing and customer support: for example, to process applications, create customer accounts, allow customers to create online accounts and profiles, provide goods or services, keep customers informed about the status of their goods or services, respond to questions and addressing customer concerns, deliver updates, upgrades and product improvement information

  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

Marketing and market research: for example, to send communications and offers for our or third parties' products and services, including offers based on consumers' interests, personal and business characteristics and location; perform analytics for market and consumer research, trend analysis, financial analysis, and anonymization of personal information

  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Inferences drawn from other Personal Information or data
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

Surveys, promotional events, contests: for example, to administer surveys, polls, sweepstakes, contests, loyalty programs and other promotional events and contests

  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Professional or employment-related information
  • Inferences drawn from other Personal Information or data
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

Other company communications: for example, to provide consumers with information that may be of interest such as company newsletters, announcements, reminders and technical service bulletins

  • Identifiers
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data

Website use and analytics: for example, to provide you with access to and use of our Sites and Services; analyze consumers' use of our websites, including the use of third-party web analytics services, which may utilize automated technologies to collect data (such as email and IP addresses)

  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data

Eligibility and pricing: for example, to determine if consumers are eligible for certain products, services or offers and the pricing related to such offers

  • Identifiers
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

Product research: for example, to conduct research and analysis for maintaining, protecting, and developing services, increase and maintain the safety of our products and services

  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

Business operations: for example, to evaluate, develop, and improve business operations, products and services offered; business administration and other normal business activities

  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

Compliance: for example, to comply with applicable legal requirements, industry standards, contractual obligations, our policies, and take actions that we deem necessary to preserve and enforce our rights and the rights of others, prevent misuse

  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

Information security and fraud prevention: for example, to operate information security and anti-fraud programs

  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

We do not use Personal Information to engage in profiling with legal or similarly significant effects.

We may also use Sensitive Personal Information specifically for the following purposes:

Sensitive Personal Information Type Purpose(s) of Processing
Social Security Number Confirm your identity
Verify eligibility for services
Prevent and investigate fraud
Account log-in information Provide access to our services to you through our online systems
Racial or ethnic origin Received and used in connection with providing our health-related services to you
Religious or philosophical beliefs Received and used in connection with providing our health-related services to you
Union membership Membership in a union could be inferred if you receive our services via union; however, we do not use the fact that person is a union member for any purpose other than to indicate the affiliation with the service provided via a union.
Health information Necessary to provide our health-related services to you, including:
  • Account creation, fulfillment, servicing and customer support
  • Eligibility and pricing
  • Product research
  • Business operations
  • Compliance
  • Information security and fraud prevention

If you are a California resident, we do not use your Sensitive Personal Information for any purpose beyond those permitted by 11 Cal. Code of Regs. § 7027(m).

Reviews and Testimonials

If you provide a review or testimonial, we may post it publicly on our Sites or in other advertising material. By providing a testimonial, you give us permission to use it in any manner and for any purpose, including in marketing and advertising communications.

Service Providers

We may provide your Personal Information to other businesses ("Service Providers") to provide services to us or on our behalf. Categories of service providers we use include:

  • Fulfillment and account servicing vendors, which help us provide products, services and information to you and service your account or benefits;
  • Payment processors, which help us to accept and process the payments for our products/services to you;
  • Marketing and communications vendors, which help us market and communicate about our products/services to/with you, and conduct promotions, surveys and other outreach campaigns;
  • Research and development vendors, which help us develop and improve our products and services;
  • Data and business analytics vendors, which help us collect, analyze and improve the accuracy of our data, and analyze and improve our Sites and Services such as by the recording and analysis of user behavior;
  • IT and network administration vendors, which provide services such as data storage and management, website hosting, and data and network security;
  • Professional service firms, which provide accounting, legal, design, and other professional services; and
  • General service providers, which help us with day-to-day business operations such as office support services, general business software application providers, print and mail services, staff augmentation services, courier services, facilities management, and document destruction.

Each Service Provider is expected to use reasonable security measures appropriate to the nature of the information involved to protect your Personal Information from unauthorized access, use, or disclosure. Service Providers are prohibited from using Personal Information that we provide to them other than as specified by us. In the past twelve months we have disclosed each category of Personal Information to one or more Service Providers and have disclosed the following categories of Sensitive Personal Information to Service Providers for the purposes stated above: Social Security, driver's license, state identification card, or passport numbers; account log-in information; racial or ethnic origin; union membership; Personal Information collected and analyzed concerning your health.

Third-Party Selling and Sharing

We may share or sell your Personal Information, which may include Sensitive Personal Information, with other companies who do not provide services to us ("Third Parties") as explained below. For purposes of this Privacy Policy, when we use the words "share" or "sharing, we mean sharing for cross-context behavioral or targeted advertising.

Third Party Type(s) Sell or Share Categories of Personal Information Disclosed in Last 12 Months Purpose of Disclosure
Ad networks and social media companies Share
  • Identifiers
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information
To market and advertise our goods and services.

Note: Although we may sell or share Identifiers generally, we do not sell/share text message "opt-in" data. Data obtained through the short code program will not be shared with any third-parties for their marketing reasons/purposes. Your choice to opt into text programs is not transferable to third parties.

You may opt-out of receiving text messages from us by following the instructions in the text message, replying "STOP" to a text message you have received from us, or by otherwise contacting us.

Other Third-Party Disclosures

In the past twelve months, we have disclosed Personal Information to Third Parties for a business purpose that is not a sale or sharing (for cross-context behavioral or targeted advertising purposes) in the following scenarios:

Type of Third Party Personal Information Disclosed
Courts and governmental agencies
  • Identifiers
  • Commercial information
  • Health information
  • Sensitive Personal Information
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

SECURITY

We recognize the importance of safeguarding the confidentiality of Personal Information from loss, misuse, or alteration. Accordingly, we employ commercially reasonable administrative, technical, and physical safeguards to protect Personal Information from unauthorized access, disclosure, and use. Even with these safeguards, no data transmission over the Internet or other network can be guaranteed 100% secure. As a result, while we strive to protect information transmitted on or through our Sites or Services, you do so at your own risk.

COMPLIANCE WITH LAWS AND LAW ENFORCEMENT

We cooperate with government and law enforcement officials and private parties to enforce and comply with the law. We may disclose Personal Information and any other information about you to government or law enforcement officials or private parties if, in our discretion, we believe it is necessary or appropriate to: respond to legal requests (including court orders, investigative demands and subpoenas); protect the safety, property, or rights of ourselves, consumers, or any other third party; prevent or stop any illegal, unethical, or legally actionable activity; or comply with laws.

The Sites may contain links to third party websites including social media platforms. Please be aware that if you access these links, you will be leaving our site. We encourage users to read the privacy policies of those sites, as we are not responsible for their content, links, or privacy procedures.

OTHER TRANSFERS

We may share Personal Information and Usage Data with businesses controlling, controlled by, or under common control with us. If we are merged, acquired or sold, or in the event of a transfer of some or all of our assets, we may disclose or transfer Personal Information and Usage Data in connection with such transaction.

CHILDREN'S PRIVACY

Except with authorization from a parent or legal guardian, or as otherwise permitted by law, or as set forth below, the Sites and Services are not intended for children under the age of 16, and we do not knowingly collect Personal Information from children under the age of 16. If we become aware that we have inadvertently received Personal Information from a child under the age of 16 without valid authorization or legally-permitted purpose, we will delete such information from our records.

Certain of our Services may be offered to individuals under the age of 16, including DialCare Dialogue, a virtual student counseling program to provide mental health counseling to students of enrolled educational institutions. Any such programs are operated with the participation of the individual's educational institution, and as permitted by law. Any personal information collected from children will be used solely in furtherance of the applicable Services and will only be shared with third parties to the extent it is integral to the provision of such Services (for example, to mental health providers providing counseling services or the student's educational institution). If you are a parent of a child enrolled in our Services, you may request access to your child's personal information, request that it be deleted, or prevent the further use or online collection of your child's personal information through the contact information listed at "Contact Us" below. Please understand that we are not required to honor a deletion request if a legal exemption applies, such as if we need the information to complete a requested or reasonably anticipated transaction, prevent security incidents or fraud, enable internal uses that are reasonably aligned with your expectations, or comply with legal obligations.

FAMILY EDUCATIONAL RECORDS AND PRIVACY ACT

Certain of our Services may be offered to students of educational institutions (each an "Institution"). In the event that an Institution is subject to the provisions of the Family Educational Records and Privacy Act ("FERPA") and the Services provided pertain to the access of personally identifiable information from student education records protected by FERPA ("Student Information"), we agree: (1) to be designated as a "school official" with "legitimate educational interests" in the Student Information, as those terms have been defined under FERPA and its implementing regulations, (2) to abide by the limitations and requirements imposed by 34 C.F.R. § 99.33(a) on school officials; (3) to hold Student Information in confidence and use commercially reasonable efforts to safeguard Student Information; and (4) to not use or disclose Student Information received from or on behalf of Institution or its students, except as permitted or required by our agreement with the Institution, as required by law, or as otherwise authorized in writing by Institution and permitted by FERPA. Consistent with FERPA, we may disclose personally identifiable information from a student's education records, without consent, to "school officials," within the institution if the institution has determined that the "school officials" have "legitimate educational interests" in the information, provided other applicable conditions are satisfied.

ADDITIONAL CONSUMER PRIVACY RIGHTS

If you are a resident of California, Colorado, Connecticut, Delaware, Iowa, New Hampshire, New Jersey, Montana, Oregon, Texas, Utah, or Virginia, you have additional rights to access and control your Personal Information under your state's laws and this Privacy Policy. Exemptions may apply.

If you are a Nevada or Washington resident, please visit our Consumer Health Data Privacy Policy to review our privacy practices related to your health information.

Right to Know

You have the right to request twice per 12-month period that we provide you (i) the categories or specific pieces of Personal Information we collected about you; (ii) the categories of sources from which your Personal Information was collected; (iii) the business or commercial purpose for which we collected your Personal Information; (iv) the categories of Third Parties with whom we sold or shared your Personal Information; and (v) the business or commercial purpose for which we sold or shared your Personal Information. We are not permitted to provide access to specific pieces of Personal Information if the Personal Information is sensitive or creates a high risk of potential harm from disclosure to an unauthorized person such as financial information, social security numbers, and driver's license numbers. In that instance we will provide you with an indication of the type of information we have on file or redacted information.

If you are an Oregon resident, you have the right to request once per 12-month period that we provide you with a list of specific Third Parties to whom we disclosed (a) your Personal Information or (b) any Personal Information. We have the discretion to determine whether to provide you with the list of specific Third Parties to whom we disclosed your Personal Information or any Personal Information.

Right to Deletion

You have the right to request that we delete any Personal Information we have collected about you. Please understand that we are not required to honor a deletion request if a legal exemption applies such as if we need the information to complete a requested or reasonably anticipated transaction, prevent security incidents or fraud, enable internal uses that are reasonably aligned with your expectations, or comply with legal obligations.

Right to Correction

You may request that we correct Personal Information we have on file that you believe is inaccurate. When you make your request, please be sure to provide us the specific information that you believe is inaccurate and the correct information. You should also provide us with any documentation you believe supports your proposed correction, and we will take that documentation into consideration. We will only correct the information if we determine, based on the totality of the circumstances, that your correction is more likely than not accurate. We may also choose to delete the allegedly inaccurate information instead of correcting it.

If you only wish to update your contact, account, or billing and payment information or other personal information rather than disputing its accuracy, please make the changes directly in your account or contact us at (833) 640-3425.

Right to Opt Out from the Sale or Sharing of Personal Information

You have the right to direct us not to sell your Personal Information to Third Parties or share it with Third Parties for targeted or cross-context behavioral advertising purposes.

We will recognize and process Global Privacy Control and, to the extent required by law, other generally accepted browser-based opt-out signals. If we are able to reasonably associate a browser-based opt-out signal with an identifiable consumer, we will treat it as a request to opt-out of the sale or sharing of that consumer's Personal Information as if the consumer made the request using a method below. If we are not able to reasonably associate a browser-based opt-out signal with an identifiable consumer, we will treat it as a request to opt-out of the sale or sharing of that Site visitor's Personal Information collected while the signal is present. While the signal is present, we will also disable any Third-Party cookies or other tracking tools present on the Site.

Right to Limit Use of your Sensitive Personal Information

If you are a resident of a state listed above for which privacy rights are available except California, and you make a request to limit the use of your Sensitive Personal Information as defined under your applicable state's law, we will treat that request as a revocation of your consent for us to collect and process your Sensitive Personal Information and will delete your Sensitive Personal Information subject to any exemptions available under applicable law.

Right to Appeal

If we deny your privacy request, in full or in part, you may appeal our decision. If we deny your appeal, you may also contact your state Attorney General to lodge a complaint, and we will provide you with instructions for an online mechanism to do so. Appeals are unavailable to California residents.

Submitting a Request

If you would like to exercise your rights, you may submit a request though our online Consumer Privacy Request Form or calling us at (833) 640-3425.

If you submit a Right to Know, Deletion, or Correction request, we require you verify certain information in order to confirm your identity before acting on your request so please respond promptly to our requests. We will process verified Right to Know, Deletion, or Correction requests within 45 calendar days of receipt subject to the possibility of one 45-day extension. If we need to extend the time for our response, we will contact you and explain the need for the extension. If you submit a request to Opt Out of the Sale or Sharing of your Personal Information or to Limit the Use of your Sensitive Personal Information, we will require you to verify your identity only if we suspect potential fraud. We will process valid requests to opt out of the sale or sharing of Personal Information or to limit the use of your Sensitive Personal Information within 15 business days of receipt.

If you submit an Appeal request, we will process your request within the timeframe required under your applicable state law, but generally within 45 calendar days of receipt.

We will give you the option between electronic and mail fulfillment. We will retain a copy of your request and any supporting documentation for at least two (2) years. We will not use any document you provide in support of your request for any purpose other than evaluating and processing your request.

Non-Discrimination Notice

We will not discriminate against any consumer for exercising their privacy rights under law or this Privacy Policy.

California "Do Not Track" Disclosure

Do Not Track is a web browser privacy preference that causes the web browser to broadcast a signal to websites requesting that a user's activity not be tracked. Currently, our Sites and Services do not respond to do not track signals.

Authorized Agent

If you are an authorized agent submitting a request for another person, you must provide a copy of a lawful power of attorney or written authorization from the person (along with proof of your identity). You may provide this documentation via our Privacy Choices Request Form. We may contact you or the person on whose behalf you claim to act to verify your authorization.

ADDITIONAL NEVADA CONSUMER RIGHTS

If you are a resident of Nevada, you have the right to direct us not to sell your Personal Information to Third Parties. You may exercise these rights by completing our Privacy Choices Request Form. Please include "Nevada Opt Out" in your request. Although Nevada law gives us 60 days to respond to your request, plus an additional 30 days in certain instances, we will strive to respond to your request as soon as reasonably possible. We may request additional information in order to verify your identity or locate your Personal Information.

CONTACT US

If you have any questions about our Sites, Services, or this Privacy Policy, please email us at [email protected], call us at (833) 640-3425, or send us a letter to the following address:

DialCare, LLC
www.dialcare.com
7400 Gaylord Parkway
Frisco, TX 75034
(833) 640-3425
[email protected]

CA Privacy Notice

LAST UPDATED: 7/2023

DialCare, LLC and its affiliates (collectively "DialCare," "we," "us," "our") work hard to build and maintain a relationship of trust with you. This California Privacy Notice (the "Privacy Notice") describes our collection, use, and disclosure of your Personal Information (as defined below) in connection with your use of our website(s), microsite(s), mobile website(s), and mobile applications (collectively, "Sites"), and information we collect from you or third parties through any other means to provide our services or perform other business activities (collectively, "Services").

This Privacy Notice only applies to residents of the State of California.

This Privacy Notice does not apply to information we collect from employees, job applicants, independent contractors, or their respective beneficiaries, dependents, or emergency contacts in our capacity as an employer or purchaser of independent contractor services.

This Privacy Notice is subject to change. We encourage you to review this Privacy Notice frequently for any revisions or amendments. Unless otherwise stated, changes will be effective immediately upon posting. You will be deemed to have been made aware of and have accepted the changes by your continued use of our Sites or Services.

This Privacy Notice is a supplement to our Privacy Policy and you should review our Privacy Policy in its entirety.

INFORMATION WE COLLECT

Personal Information

We may collect information that personally identifies, relates to, describes, or is capable of being associated with you ("Personal Information"), including:

  • Identifiers such as name, social security number, driver's license number, mailing address, service address, email addresses, phone numbers, fax numbers, account password, signatures, IP address;
  • Characteristics of protected classification under California or federal law such as gender, age, ethnicity, country of origin, religion, marital status;
  • Commercial information such as your account information and status, member benefits, purchase history, health insurance information, credit/debit card numbers and expiration date, checking account and routing numbers, check or credit/debit card images, and various demographic information such as the number and ages of children in your household, what language(s) you speak, membership in union;
  • Internet or other electronic network information such as browsing/search history, data collected by cookies and similar technologies;
  • Geolocation data such as approximate geographic location indicators from websites or mobile devices;
  • Audio, electronic, visual, thermal, olfactory, or similar information such as call recordings, chat transcripts;
  • Professional or employment-related information such as employer, job title;
  • Health information such as diagnoses and treatments;
  • Inferences drawn from other Personal Information or data that relate to your preferences, interests, characteristics, etc.; and
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

The types of Personal Information we collect about you may vary based on how you use our Sites and/or Services, and your relationship with us.

Some of the Personal Information we collect may be considered "Sensitive Personal Information" under applicable law. We collect the following types of Sensitive Personal Information:

  • Social Security Number
  • Account log-in information
  • Racial or ethnic origin
  • Religious or philosophical beliefs
  • Union membership
  • Personal Information collected and analyzed concerning your health

Business Information

We also collect information about businesses and their representatives that engage with us such as EIN, TIN, address, phone number, email address, bank account information (collectively, "Business Information"). This information is generally not considered Personal Information because it relates to a business.

Usage Data and Sites Activity

We automatically collect information in connection with the actions you take on our Sites or when using our Services ("Usage Data"). For example, each time you use our Sites, we automatically collect the type of web browser you use, the type of device you use, your operating system, your Internet Service Provider, the pages you view, referring and exit pages, the date and time of your visit, and the number of clicks to, from, and within our Sites, and the duration of your visits to our Sites. If this information is capable of being associated with you, directly or indirectly, we treat it as Personal Information under the category Internet or other electronic network information. If this information is not capable of being individually associated with you, we treat it as anonymous Usage Data. We may collect, use, and disclose Usage Data for any purpose without restriction.

Communication Recordings

We may record calls and retain the content of text messages or other written/electronic communications between you and us. By communicating with us, you consent to our recording and retention of communications.

Deidentified Information

We may anonymize or aggregate Personal Information so that it is no longer capable of being associated with you in which case it will be considered "Deidentified Information". We will not attempt to reidentify you or any other person from Deidentified Information. We may use and disclose Deidentified Information for any purpose without restriction.

HOW WE USE AND DISCLOSE INFORMATION

Generally

We may use Personal Information for the following business purposes:

Processing Purpose Personal Information That May Be Used
Account creation, fulfillment, servicing and customer support: for example, to process applications, create customer accounts, allow customers to create online accounts and profiles, provide goods or services, keep customers informed about the status of their goods or services, respond to questions and address customers concerns, deliver updates, upgrades and product improvement information
  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.
Marketing and market research: for example, to send communications and offers for our or third parties' products and services, including offers based on consumers' interests, personal and business characteristics and location; perform analytics for market and consumer research, trend analysis, financial analysis, and anonymization of personal information
  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.
Surveys, promotional events, contests: for example, to administer surveys, polls, sweepstakes, contests, loyalty programs and other promotional events and contests
  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Professional or employment-related information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.
Other company communications: for example, to provide consumers with information that may be of interest such as company newsletters, announcements, reminders and technical service bulletins
  • Identifiers
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
Website use and analytics: for example, to provide you with access to and use of our Sites and Services; analyze consumers' use of our websites, including the use of third-party web analytics services, which may utilize automated technologies to collect data (such as email and IP addresses)
  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
Eligibility and pricing: for example, to determine if consumers are eligible for certain products, services or offers and the pricing related to such offers
  • Identifiers
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.
Product research: for example, to conduct research and analysis for maintaining, protecting, and developing services, increase and maintain the safety of our products and services
  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.
Business operations: for example, to evaluate, develop, and improve business operations, products and services offered; business administration and other normal business activities
  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.
Compliance: for example, to comply with applicable legal requirements, industry standards, contractual obligations, our policies, and take actions that we deem necessary to preserve and enforce our rights and the rights of others, prevent misuse
  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.
Information security and fraud prevention: for example, to operate information security and anti-fraud programs
  • Identifiers
  • Characteristics of protected classification under California or federal law
  • Commercial information
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Audio, electronic, visual, thermal, olfactory, or similar information
  • Professional or employment-related information
  • Health information
  • Inferences drawn from other Personal Information or data
  • Sensitive Personal Information (see below for details)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.

We do not use Personal Information to engage in profiling with legal or similarly significant effects.

We also use Sensitive Personal Information specifically for the following purposes:

Sensitive Personal Information Type Purpose(s) of Processing
Social Security Number Confirm your identity
Verify eligibility for services
Prevent and investigate fraud
Account log-in information Provide access to our services to you through our online systems
Racial or ethnic origin Received and used in connection with providing our health-related services to you
Religious or philosophical beliefs Received and used in connection with providing our health-related services to you
Union membership Membership in a union could be inferred if you receive our services via union; however, we do not use the fact that person is a union member for any purpose other than to indicate the affiliation with the service provided via a union.
Personal Information collected and analyzed concerning your health Necessary to provide our health-related services to you
Prevent and investigate fraud

If you are a California resident, we do not use your Sensitive Personal Information for any purpose beyond those permitted by 11 Cal. Code of Regs. § 7027(m).

Reviews and Testimonials

If you provide a review or testimonial, we may post it publicly on our Sites or in other advertising material. By providing a testimonial, you give us permission to use it in any manner and for any purpose, including in marketing and advertising communications.

Service Providers

We may provide your Personal Information to other businesses ("Service Providers") to provide services to us or on our behalf. Categories of service providers we use include:

  • Fulfillment and account servicing vendors, which help us provide products, services and information to you and service your account or benefits;
  • Payment processors, which help us to accept and process the payments for our products/services to you;
  • Marketing and communications vendors, which help us market and communicate about our products/services to/with you, and conduct promotions, surveys and other outreach campaigns;
  • Research and development vendors, which help us develop and improve our products and services;
  • Data and business analytics vendors, which help us collect, analyze and improve the accuracy of our data, and analyze and improve our Sites and Services such as by the recording and analysis of user behavior;
  • IT and network administration vendors, which provide services such as data storage and management, website hosting, and data and network security;
  • Professional service firms, which provide accounting, legal, design, and other professional services; and
  • General service providers, which help us with day-to-day business operations such as office support services, general business software application providers, print and mail services, staff augmentation services, courier services, facilities management, and document destruction.

Each Service Provider is expected to use reasonable security measures appropriate to the nature of the information involved to protect your Personal Information from unauthorized access, use, or disclosure. Service Providers are prohibited from using Personal Information that we provide to them other than as specified by us. In the past twelve months we have disclosed each category of Personal Information to one or more Service Providers and have disclosed the following categories of Sensitive Personal Information to Service Providers for the purposes stated above: Social Security, driver's license, state identification card, or passport numbers; account log-in information; racial or ethnic origin; union membership; Personal Information collected and analyzed concerning your health.

Third-Party Selling and Sharing

We may share or sell your Personal Information, which may include Sensitive Personal Information, with other companies who do not provide services to us ("Third Parties") as explained below. For purposes of this Privacy Policy, when we use the words "share" or "sharing, we mean sharing for cross-context behavioral or targeted advertising.

Third Party Type(s) Sell or Share Categories of Personal Information Disclosed in Last 12 Months Purpose of Disclosure
Ad networks and social media companies Share
  • Identifiers
  • Internet or other electronic network information
  • Geolocation data (approximate)
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information
To market and advertise our goods and services.

Other Third-Party Disclosures

In the past twelve months, we have disclosed Personal Information to Third Parties for a business purpose that is not a sale or sharing (for cross-context behavioral or targeted advertising purposes) in the following scenarios:

Type of Third Party Personal Information Disclosed
Courts and governmental agencies
  • Identifiers
  • Commercial information
  • Health information
  • Sensitive Personal Information
  • Categories of personal information described in Cal. Civ. Code § 1798.80 to the extent collected under another category of Personal Information or Sensitive Personal Information.
Parties in litigation None
Purchasers or potential purchasers of our business assets None
Parties or potential parties to a merger or other business combination with us None

DATA RETENTION

We retain your Personal Information in accordance with our record retention policies which are informed by our legal, regulatory, tax, and/or accounting obligations as well as business needs. The term for which we retain each element of your Personal Information may be longer or shorter than the term we retain other elements, and the term for which we retain your Personal Information may differ from the term for which we retain other people's Personal Information depending on your relationship with us

ADDITIONAL CONSUMER PRIVACY RIGHTS

As a resident of California you may have additional rights to access and control your Personal Information under your state's laws and our Privacy Policy including the right to request to opt out of the sale or sharing (for cross-context behavioral advertising purposes) of your Personal Information or to limit the use of your Sensitive Personal Information by using our webform. Exemptions may apply. Please see our Privacy Policy for more details.

CONTACT US

If you have any questions about our Sites, Services, or this Privacy Notice, please email us at [email protected], call us at (833) 640-3425, or send us a letter to the following address:

DialCare, LLC
www.dialcare.com
7400 Gaylord Parkway
Frisco, TX 75034
(833) 640-3425
[email protected]

Consumer Health Data Privacy Policy

LAST UPDATED: 7/2024

DialCare, LLC and its affiliates (collectively "DialCare," "we," "us," "our") work hard to protect Consumer Health Data (defined below). This Consumer Health Data Privacy Policy only applies to residents of Nevada and Washington and describes our collection, use, and disclosure of Consumer Health Data only. This Consumer Health Data Privacy Policy does not apply to our practices regarding all types of personal information that we collect. For information about our general privacy practices, please refer to our Privacy Policy.

CONSUMER HEALTH DATA PRIVACY POLICY CHANGES

This Consumer Health Data Privacy Policy is subject to change. Unless otherwise stated or required by law, changes will be effective immediately upon posting. We will provide you with notice before using your Consumer Health Data in a materially different way than as disclosed in this Consumer Health Data Privacy Policy. We encourage you to review this Consumer Health Data Privacy Policy frequently for any revisions or amendments.

CONSUMER HEALTH DATA WE COLLECT

Depending on the services you receive, we may collect personal information about you that identifies your past, present, or future physical or mental health status ("Consumer Health Data"), including:

  • Information about your individual health conditions, diseases, diagnoses, and treatments
  • Information that could identify your attempt to seek health care services
  • Inferences of Consumer Health Data that we may infer or derive from non-health related information
  • Social, psychological, behavioral, and medical interventions
  • Health-related surgeries or procedures
  • Use or purchase of prescribed medication
  • Bodily functions, vital signs, or symptoms
  • Diagnoses or diagnostic testing, treatment, or medication
  • Gender-affirming care information
  • Reproductive or sexual health information
  • Biometric data
  • Genetic data
  • Data that identifies a consumer seeking health care services
  • Measurements of the data described above

HOW WE COLLECT CONSUMER HEALTH DATA

  • Your Voluntary Disclosure: We may collect Consumer Health Data you voluntarily disclose to us when you purchase our products or services, create an account with us, or otherwise communicate with us.
  • Other Data Sources: We may collect Consumer Health Data from other data sources such as data brokers, consumer reporting agencies, marketing partners, analytics firms, dental plans, discount plans, dental or healthcare providers, insurers, government agencies, and publicly available sources.
  • Cookies and Other Automated Tools: We may automatically collect Consumer Health Data through cookies and other automated tools when you interact with our website or mobile apps.

HOW WE USE CONSUMER HEALTH DATA

We may use Consumer Health Data for the following purposes:

  • Account creation, fulfillment, servicing and customer support: for example, to process applications, create customer accounts, allow customers to create online accounts and profiles, provide goods or services, keep customers informed about the status of their goods or services, respond to questions and addressing concerns, deliver updates, upgrades and product improvement information.
  • Company communications: for example, to provide you with information that may be of interest such as company newsletters, announcements, reminders and technical service bulletins.
  • Website use and analytics: for example, to provide you with access to and use of our websites, mobile apps, and products and services; analyze use of our websites, including the use of third-party web analytics services.
  • Eligibility and pricing: for example, to determine if you are eligible for certain products, services, or offers and related pricing.
  • Product research: for example, to conduct research and analysis for maintaining, protecting, and developing services, increase and maintain the safety of our products and services.
  • Business operations: for example, to evaluate, develop, and improve business operations, products and services offered; business administration and other normal business activities.
  • Compliance: for example, to comply with applicable legal requirements, industry standards, contractual obligations, our policies, and take actions that we deem necessary to preserve and enforce our rights and the rights of others and prevent misuse.
  • Information security and fraud prevention: for example, to operate information security and anti-fraud programs.

HOW WE DISCLOSE CONSUMER HEALTH DATA

We may disclose all the categories of Consumer Health Data we collect:

  • To our affiliates, including Careington International Corporation; Core V Solutions, Inc. d/b/a Careington Benefit Solutions; and Core V Solutions, Inc. d/b/a Quote Savant.
  • To law enforcement, government agencies, and other recipients to the extent required or authorized by applicable law.

Our business partners may collect your Consumer Health Data over time and across different internet websites or online services when you use our website or online service.

YOUR RIGHTS

You may have the right:

  • To know whether we collect, disclose, or sell your Consumer Health Data.
  • To access your Consumer Health Data, including a list of all third parties and affiliates with whom we shared or sold your Consumer Health Data.
  • To delete your Consumer Health Data.
  • To withdraw your consent to collect Consumer Health Data.
  • To appeal our decision with respect to a rights request.

You may request to exercise your rights by completing our Privacy Choices Form.

CONTACT US

If you have any questions about our Consumer Health Data Privacy Policy, please email us at [email protected], call us at (833) 640-3425, or send us a letter to the following address:

DialCare, LLC
www.dialcare.com
7400 Gaylord Parkway
Frisco, TX 75034
(833) 640-3425
[email protected]